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Fleet and insuranceRecoveries flagged. At intake.
Most recovery value is lost in the first week, when nobody is looking for it. The evidence that proves fault is at the scene, and it is gone by the time a closed file gets reviewed. We flag the opportunity at lodgement and keep the evidence from the start.
- Flagged at lodgement, not at closure
- Pursued in-house, not handed off
- Limitation dates tracked automatically
A discipline, not a clean-up task.
Flagged at the scene
Clara reads the lodgement and raises a recovery signal while the driver is still at the scene — so the photos, the other party's details and the witness are captured while they exist.
- Recovery opportunity identified at first notice
- Scene evidence preserved against the claim
- Third-party and witness detail captured at lodgement
Pursued in-house
We do not hand subrogation to a panel and wait. A dedicated workflow runs demands, negotiation and settlement within authority.
- Subrogation across all motor and property classes
- Third-party demands issued and chased
- Injury matters referred to the legal panel
Not-at-fault intervention
Where your driver is not at fault, we intervene early so the cost does not land on your programme in the first place.
- Not-at-fault third-party intervention
- Uninsured loss recovery for fleet clients
- Under-excess and self-insured excess handled separately
Limitation dates, tracked
Limitation periods are tracked on the claim with automated alerts, so a recovery is never lost to a date nobody was watching.
- Automated alerts ahead of each limitation date
- Recovery performance reported alongside cost
- Full audit trail on every demand and response
Speed at intake. Value at the end. A recovery that is identified on day one is a different conversation from one discovered at closure.
Clarion Claims — recoveries
How much are you leaving behind?
Give us a closed cohort and we will tell you what we would have flagged at intake, and what was still recoverable when the file closed.